Credit and Debit card - CVV Number (Location and information)

The CVV Number ("Card Verification Value") on your credit card or debit card is a 3 digit number on VISA®, MasterCard® and Discover® branded credit and debit cards. On your American Express® branded credit or debit card it is a 4 digit numeric code.

·    Your CVV number can be located by looking on your credit or debit card, as illustrated in the image below:

Providing your CVV number to an online merchant proves that you actually have the physical credit or debit card - and helps to keep you safe while reducing fraud.

·      CVV numbers are NOT your card's secret PIN (Personal Identification Number).

·       You should never enter your PIN number when asked to provide your CVV.

·      PIN numbers allow you to use your credit or debit card at an ATM or when making an
in-person purchase with your debit card or a cash advance with any credit card.

·   CVV numbers are also known as CSC numbers ("Card Security Code"), as well as CVV2 numbers, which are the same as CVV numbers, except that they have been generated by a 2nd generation process that makes them harder to "guess".

Example: In Flipkart.com, The below details are asked for on-line Credit Card Payment.

     Here PIN must not be provided. Instead CVV number is enough to be provided for completing the on-line transaction. But If it is in-person transaction, PIN number will have to be provided for completing the in-person transaction.